Compliance across 152+ countries
SQRL Pay

Spend Bitcoin
like money.

A Lightning wallet for paying for goods and services straight from your Bitcoin balance. Coming soon.

The wallet

Bitcoin you can
actually spend.

Holding Bitcoin is solved. Paying with it is not. SQRL Pay closes the gap without handing your keys to anyone.

Settles in seconds

Payments clear over Lightning while you are still at the counter, for a fraction of a cent.

Spend the balance you hold

Goods, services, and bills, paid straight from Bitcoin. No card rails in the middle.

The keys stay yours

The same self-custody rails as SQRL Enterprise. We never take control of your balance.

Swap, pay and tap,
all from one app.

Every screen here is taken from the app. Scroll on to see what each one does.

Swap Bitcoin for digital dollars.

Turn Bitcoin into a dollar stablecoin in seconds, and back again whenever you like. You see the exact amount and the fee before you confirm, and the price holds while you decide.

Swap review screen: 1,000 sats in, 1,511.10 USDX out, with the rate, a 0.10% fee and the price held for 27 seconds

Scan a code to pay.

Point your camera at a Lightning or Bitcoin QR code, check the amount and confirm. Lightning payments land in seconds and cost a fraction of a cent.

Scan screen: the camera framing a payment QR code

Tap phones to pay.

Hold two phones together and the payment request passes across. Nothing is sent until you check the amount and confirm with your fingerprint, face or passcode.

Works on Android and iPhone. Getting paid by tap needs Android for now.

Wallet home: a total balance in sats, split into instant and standard, with receive and send buttons

Every payment in one place.

Swaps and payments are listed by day, each with its amount and currency, and simple filters help you find any one of them fast.

Activity screen: swaps and payments grouped under today and yesterday

How it works

Three steps, no
custodian.

Lightning does the speed, Bitcoin does the settlement, and the balance never leaves your control.

01

Fund the wallet.

Move Bitcoin in from a SQRL vault or any wallet you already hold.

02

Pay over Lightning.

Scan, tap, and the payment clears in seconds at negligible cost.

03

Settle on Bitcoin.

Channels close back to the chain the balance lives on, with no bridge in between.

Connected to
1500+ merchants.

SQRL Pay is integrating with Southern Africa's largest network provider to reach tills in shops across the region. Groceries, fuel and everyday goods, paid over Lightning from the balance you already hold.

Till 04

14:22

Groceries189.90
Fuel450.00
Airtime55.00
TotalR 694.90

Scan with
SQRL Pay

SQRL Pay

R 694.90

Paid at the till

Settled1.2s
Network feeR 0.002

Retail goes live alongside the wallet. More on the partnership closer to launch.

On your phone,
or in your browser.

The iPhone and Android apps are coming soon. The web wallet works today in any modern browser, so you can set one up now.

Open the web wallet
Which SQRL Pay features work on iPhone, Android and the web
FeatureiPhoneAndroidWeb
Pay and get paid over Lightning
Swap Bitcoin and digital dollarsSoon
Tap to payNo
Tap to get paidNoNo
SQRL Pay wallet home in dark mode
SQRL Pay swap screen: paying 1,000 sats to get 1,511.10 USDX

Early access

Be there on day one.

Leave an address and we will tell you the moment SQRL Pay opens. One email about the launch, nothing else.